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— Raymond, iCoach Solutions
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One signup. One checklist. One plain-English briefing, once or twice a month — written the way I'd explain it to my own family.
The Medicare & ACA rule changes, decoded — only the ones that touch your wallet, with the fine print translated.
Check the boxes before open enrollment — so you never auto-renew into the wrong plan at the wrong price.
No jargon. No sales pitch. Just what changed, what it means for you, and what to do about it.
Independent, local to Pierce County, and bilingual — English & Español. Reply to any email and it comes straight to me.

This work has always been a calling for me, not just a business. Mission: Protected is my way of making sure the people I serve are never caught off guard.
Raymond Arce · iCoach Solutions — Independent Insurance & Medicare Broker
Raymond
Yes — completely free. You get the printable checklist instantly by email when you subscribe to Mission: Protected. No spam, ever, and you can unsubscribe anytime. Your information stays private and is never sold or shared.
Out-of-pocket costs for covered Part D drugs are now capped at about $2,400 per year and the old "donut hole" is gone. On the ACA side, the enhanced Marketplace subsidies expired and the income cliff is back, so many families are seeing real premium increases. The checklist walks you through exactly what to verify before you renew.
Families and retirees who want plain-English updates on Medicare, ACA, and the rules that affect their wallet — written by an independent Pierce County broker. Once or twice a month. No jargon, no pressure, no pitch.
Yes — iCoach Solutions offers fully bilingual service in English and Español, including free 15-minute coverage reviews. Sí — ofrecemos servicio totalmente bilingüe en inglés y español.
Get the checklist, read the briefing, and if you ever want a real set of eyes on your situation — that's exactly what I'm here for.
Send Me the Free Checklist